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Second winner

 

PRIZE WINNERS 2001 - Second Winner

Second Category for projects by national non-governmental organization (NGOs).

Prize Subject Provision of Micro-Credits through Non-Governmental Organizations
Prize Amount: US$ 100,000
The Winning Project SMALL AND MICRO ENTERPRISE PROJECT (Selected winner from 34 projects).
Implemented By Alexandria Business Association.
Beneficiary Country Egypt
Nominated By United States Agency for International Development "USAID" , Cairo Office, Egypt

The project aims at developing and promoting existing small and micro enterprises, to raise the income of SMEs, help the transformation of SMEs from informal to formal sector and contribute to solving the radical and chronic unemployment problem.

The programme endeavors to achieve these objectives through the following activities:

  • Provision of credit, training and technical assistance to SMEs in Alexandria , Kafr El-Sheikh and other potential provinces in Egypt.
  • Provision of short-term loans for working capital initially and later move to longer term fixed asset leading to its sustainability.
  • Using local banks to handle operations related to loans and payments.
  • Ensuring an appropriate private sector management concept for the program to meet requirements and solve problems.
  • Management of the program in a way that could ensure self-sufficiency.
  • Ensuring appropriate commercial interest rates to be charged to the borrowers.
  • Ensuring the right size of loan for the suitable type of business to be disbursed at the appropriate time.
  • Encouraging the reliable, creditable and sustainable enterprises to deal with formal banks when their financial requirements exceed the limits of the programme.

The beneficiaries of the project include the following:

  • Existing micro-enterprises employing 1-5 workers.
  • Existing small-enterprises employing 5-15 workers.
  • Micro-enterprise Program directed to serve the Females Headed Households (FHH) Group leading approach.
  • Towards Self-Employment Program (TSEP), which is a fully charitable programme funded by the members of the association and managed voluntarily by the project staff. The Programme provides non-refundable grants to the very poor females and young unemployed people to help them to start micro-business of their own ideas.

The starting point was marked when Sanjit Bunker Roy came face to face with a devastating famine that killed thousands in the Indian State of Bihar over 30 years ago, his vacation was suddenly sealed. It would not be in the city but in the countryside, it would not be in the upper echelons of the civil service but at the grassroots, with the village people.

Since 1972 Roy has been living in Tilonia, a village in one of the India largest, driest and poor state, Rajasthan, where he founded the Social work and Research Centre (SWRC): a voluntary foundation better known as the Barefoot College. "Barefoot" refers to the rural people and the poor in particular. The initial objectives of the project were to provide basic needs such as drinking water, health and education services, employment and energy to a population of some of 100000 people spread among more than 110 villages in Rajasthan desert state. Over the years the objective of Barefoot has become more oriented towards the use of traditional knowledge and skills by the local people in the villages around to develop their communities. The Barefoot College has set up 150 night schools in 89 villages for children who works during the day to help their families. To date, 15000 children have passed through these schools, where village culture, history and skills appropriate to the regional context are privileged subjects.

The project's philosophy is based on the belief that villagers can identify and solve their own problems and people's worth should be judged by their practical skills, not according to the paper qualifications they hold. This meant that the SWRC has developed a "barefoot approach", in which the poor take care of their own knowledge systems and that is why the SWRC has come to be known as the Barefoot College .

The Barefoot's success in bringing learning opportunities to isolated villages has influenced many programmes in other Indian states.

Mr. Roy who has devoted his life to reinforcement of voluntary work in Tilonia and for bettering the conditions of the rural poor and has been able to contribute to sustainable human development, through Barefoot college and its innovative work in the field of rural self-reliance and youth technical training.

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